The services and products described on this web site are intended to be made available only to persons in the U.S., and the information on this web site is only for such persons. Nothing on this web site shall be considered a solicitation to buy or an offer to sell insurance or a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the insurance and securities laws of such jurisdiction. In addition, this web site provides only a simplified description of insurance coverages and is not a statement of contract. Coverage may not apply in all states (see Agency License Information). For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus if applicable. All listed insurance carrier, health, wellness and financial web site links are in no way affiliated with Brown & Brown Insurance or Sitzmann Morris & Lavis Insurance Agency (SML). with the exception of M Financial Group. We do not endorse nor recommend the beliefs or opinions of web sites other than our own.
Brown & Brown Insurance Services of California, Inc., Sitzmann Morris & Lavis Insurance Agency, (California Insurance License #0D04053) and/or its agents are presently licensed to sell traditional life insurance in: AL, AR, AK, AZ, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Insurance services are limited to residents of the above listed states. Residents of other states should consult with a local agent for insurance services.
This WWW site may not be used to place, buy or sell orders for securities or investments or to give instructions regarding accounts maintained by any user with Brown & Brown Insurance or Sitzmann Morris & Lavis Insurance Agency. The material in this site does not constitute a recommendation or endorsement with respect to any company, security or investment. We do not guarantee any return on investment and maintain that securities investing should be considered a risk.
In no event shall Brown & Brown or Sitzmann Morris & Lavis Insurance Agency or any of its directors, employees or other representatives be liable for any special, incidental, indirect or consequential damages of any kind including, without limitation, those resulting from loss of data, income, profit, and on any theory of liability, arising out of or in connection with the use or performance of this web site.
This site could include technical inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in new editions of this web site. Brown & Brown / Sitzmann Morris & Lavis Insurance Agency may make improvements and/or changes in the product(s) and/or program(s) described in this web site at any time.
The principal place of business and the state of domicile for Brown & Brown Insurance Services of California, Inc. / Sitzmann Morris & Lavis Insurance Agency is:
3697 Mt. Diablo Blvd., Suite 100
Lafayette, CA 94549
Applicable copyright laws protect the contents of this Brown & Brown Insurance Services of California, Inc. / Sitzmann Morris & Lavis Insurance Agency web site on the Internet. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos. No link is permitted to any portion of this site, which could reasonably lead to misunderstanding or confusion as to the ownership, authorship or copyright of said portion.
All information and content on the Brown & Brown Insurance Services of California, Inc. / Sitzmann Morris & Lavis Insurance Agency web site is subject to applicable statutes and regulations, furnished “as is,” without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non infringement.